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Loan Programs

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Conventional Loans

Conventional loans are a common choice for borrowers with a stable financial history and good credit. These loans often provide various terms and may require different down payment amounts, giving borrowers flexibility in their financing options.

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FHA Loans

FHA loans provide an opportunity for individuals with lower credit scores to become homeowners, typically requiring lower down payments than many conventional loan options. This government-insured program is designed to facilitate easier access to homeownership.

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VA Loans

Available exclusively to veterans, active-duty service members, and certain members of the National Guard and Reserves, VA loans are notable for their potential to offer financing without a mandatory down payment or private mortgage insurance. These loans are backed by the federal government.

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USDA Loans

USDA loans are tailored for buyers looking to purchase homes in eligible rural areas and offer up to 100% financing, meaning no down payment is required. This program is perfect for those seeking a home in quieter, rural settings.

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Jumbo Loans

Jumbo loans exceed the conforming loan limits set by the Federal Housing Finance Agency, making them suitable for purchasing high-value properties. These loans typically require strong credit and larger down payments.

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One Time Close Construction Loans

Experience simplicity with a one-time close construction loan. Get approved just once and avoid the hassle of reapproval when your home is complete.

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Home Equity Loans

Whether it’s for home improvements, starting a new business, covering college tuition, or consolidating debt, a home equity loan could provide the financial leverage you need.

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Texas Vet Loan

Enjoy below-market interest rates with the Texas Vet Loan, designed specifically for veterans purchasing a home.

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Renovation Loans

Whether upgrading your existing home or a new purchase, our renovation loans streamline the process, combining the purchase and rehab costs into one. Tackle any project, from minor fixes to major renovations.

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Down Payment Assistance

Struggling with upfront costs? Explore state and local government programs offering down payment and closing cost assistance to make homeownership more accessible.

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Construction Loans

Fund your building projects, from single residences to entire neighborhoods, with our construction loans. Build your house—and perhaps even an empire.